We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. License: AL, AR, FL, GA, IL, IN, KY, MI, MO, VA
Ebonie Caldwell Is Your Trust Mortgage Loan Officer For Homebuyers, Real Estate Investors & Entrepreneurs
Home Loans Network is a premier marketing company Powered by Loan Factory Inc. based in Chicagoâs West Loop at 159 N. Sangamon St., Chicago, IL 60607. Led by Mortgage Loan Originator Ebonie Beaco (NMLS 2389954), our mission is to make homeownership and real estate investing accessible, transparent, and strategically aligned with your financial goals.
With over 25 years of combined real estate, lending, and investment experience, we provide customized mortgage solutions for first-time buyers, seasoned investors, self-employed clients, and anyone looking to build long-term wealth through real estate.
First-time homebuyers | Self-employed borrowers | W-2 borrowers | ITIN borrowers | New & experienced real estate investors | Entrepreneurs building Airbnb/STR portfolios | Homeowners seeking refinance options | Clients seeking equity access or financial restructuring
Single-family homes | Condos & townhomes | 2â4 unit properties | Multi-unit apartment buildings | Courtyard buildings | Mixed-use properties | Airbnb & short-term rentals | Long-term rental portfolios | Commercial properties (strip malls, retail centers & more) | Construction, rehab & ground-up development projects
Down Payment Assistance programs | Non-QM loans | Bank Statement loans | DSCR investor loans | Fix-and-flip loans | Bridge loans | Rental property loans | Portfolio lending | Construction & renovation financing | Ground-up development loans | Cash-out refinancing | Rate-term refinancing | Full-credit mortgage programs | Credit guidance | Pre-approval planning & qualification strategy
At Home Loans Network breaking down the mortgage process, providing clarity, and helping every client make confident, informed decisions. Whether youâre purchasing your first home, expanding your investment portfolio, or planning long-term financial growth, I am here to make the process simple, transparent, and fully aligned with your goals.
You deserve expert guidance, honest answers, powerful financing options, and a lender who cares about your financial future. Thatâs exactly what youâll find at Home Loans Network.
Ready to buy, invest, refinance, or grow your real estate portfolio? Letâs build a customized mortgage strategy that helps you reach your next milestone with confidence.
Home Loans Network Is A Marketing Brand Of Ebonie Beaco
159 N. Sangamon St. | Chicago, IL 60607 I 312-392-0664
Empowering Homeowners. Financing Investors.
Letâs build something great together.
Ebonie Beaco NMLS #2389954 | Loan Factory, Inc. NMLS #320841
What are your goals? Use these quick links to get informed, and get started



We understand the mortgage and refinance process can be stressful. That's why we're here as your partners to finance the home of your dreams with full transparency and clarity
Monday - Friday 9 a.m. - 5 p.m.
Saturday - 9 a.m. - 5 p.m.