Chicago first-time homebuyers don’t need perfect finances or a massive savings account to step into homeownership. With Low Down Payment Mortgages—starting at just 3% down—buyers can access affordable pathways that make purchasing a home faster and far more realistic. Home Loans Network Powered by Morty supports Chicago buyers with expert guidance from President and Mortgage Loan Officer Ebonie Beaco, a seasoned professional with over 25 years of real estate and lending experience. These flexible loan options work seamlessly with Down Payment Assistance, grants, and closing cost support, helping buyers move from renting to owning with minimal cash upfront. As Ebonie Beaco advises, “Get pre-approved early and know your programs before you shop. When your financing is structured correctly, you compete stronger and with confidence.” For Chicago buyers ready to build equity, invest wisely, and secure their future, low down payment mortgages offer the perfect starting point.
Published on 11/26/2025
Many first-time homebuyers in Chicago are closer to homeownership than they think. Down Payment Assistance programs can cover a large portion of your upfront costs—sometimes even your entire down payment—making it possible to buy a home with far less money out of pocket. As Mortgage Loan Officer and Home Loans Network President Ebonie Beaco explains, “The strongest buyers are the ones who explore down payment assistance early. When you understand what you qualify for, you negotiate with confidence and avoid leaving free money on the table.” Chicago buyers can access grants, forgivable loans, and flexible programs that support single-family homes, condos, townhomes, and even multi-unit properties.
Published on 11/26/2025
Feeling stuck on your path to homeownership? Down payment assistance programs are the secret sauce that can make your dream home a reality—let’s find yours today!
Published on 11/26/2025
Buying a home can seem out of reach, but down payment assistance programs can help you overcome financial hurdles and make your dream home a reality.
Published on 11/26/2025
Buying a home in Chicago? Don't let down payments hold you back! Discover easy solutions to lighten your financial load and unlock your dream home today.
Published on 11/26/2025
Ready to tackle the challenges of buying your first home? Ebonie Beaco’s guide breaks it down, turning confusion into confidence—let’s make your dreams a reality!
Published on 11/26/2025
Learn how down payment assistance can open doors for your clients. Equip yourself with essential tools to help more buyers succeed in Chicago's market.
Published on 11/26/2025
Are high down payments holding you back? Discover how assistance programs in Chicago can make your dream of homeownership a reality. Let's simplify the process.
Published on 11/26/2025
Mortgage rates held steady after a mixed jobs report, with unemployment rising and job growth coming in stronger than expected. Learn what this means for homebuyers and what to watch next.
Published on 11/21/2025
The Trump administration says it’s exploring 50-year mortgage options to help with affordability. Learn what this could mean for homebuyers, monthly payments, and long-term costs.
Published on 11/11/2025
Fannie Mae’s new credit score policy lets lenders use automated approvals even for borrowers below 620. Here’s what that means for homebuyers who thought they couldn’t qualify.
Published on 11/08/2025
Mortgage rates dipped, then jumped after the Fed’s cut. A $15B corporate bond sale and stronger economic reports added pressure. Here’s the simple, kid-level way to understand what’s happening and what it means for buyers.
Published on 11/06/2025
The Federal Reserve cut rates again, but mortgage rates actually rose. Learn why this happens, what Powell said, and what it means for homebuyers.
Published on 10/29/2025
The average 30-year fixed mortgage rate is hovering near 3-year lows as bond markets hold steady amid limited economic data. Learn why rates remain low and what could move them next.
Published on 10/22/2025
A new Realtor.com survey reveals that 1 in 5 Gen Z adults say housing affordability is their top life concern. Learn how young buyers are adapting, saving, and staying determined to achieve homeownership.
Published on 10/15/2025
On October 9, 2025, the average 30-year fixed mortgage rate edged slightly higher to 6.38% after a weaker 30-year Treasury auction and mild MBS underperformance. Rates remain stable within a narrow range as the government shutdown continues.
Published on 10/10/2025
On October 1, 2025, the average 30-year fixed mortgage rate held at 6.37% after weak private payroll data. Bigger shifts may follow when the delayed government jobs report is released.
Published on 10/01/2025
Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.
Published on 09/26/2025
After touching yearly lows early in the week, the average 30-year fixed rose following the Fed’s rate cut—thanks to the dot plot and Powell’s comments. Still, mortgage applications just saw their biggest weekly jump since 2021 as homeowners reacted to earlier rate declines. Here’s what it means for buyers and homeowners.
Published on 09/19/2025
The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting.
Published on 09/12/2025
