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Your Equity Is Doing Nothing — Here’s How Smart Homeowners Use It

Find out about smart moves you can do with the equity built in your house.

Published on 04/01/2026

Smart Buyers Can Benefit When Rates Rise

Why High Rates Market Might Be a Smart Time to Buy

Published on 03/19/2026

Equity Select HELOC Explained: The 1% Payment Option Most Homeowners Don’t Know About

Many homeowners today have significant home equity, but when they apply for a traditional home equity line of credit (HELOC) they are often approved for far less than expected — or denied altogether. The reason is usually debt-to-income (DTI) guidelines. Traditional HELOC lenders often calculate qualification using higher monthly payments, which can limit how much equity you can actually access. A newer solution called Equity Select HELOC is helping some homeowners qualify differently. This program is designed to provide flexible payment options, including interest-only style payment structures, which may allow borrowers to access more equity while maintaining manageable monthly payments.

Published on 03/07/2026