When you partner with Ebonie Beaco of Home Loans Network, you are not limited to one bank, one loan program, or one way of qualifying. You gain access to 240+ mortgage lenders nationwide, advanced technology, and a strategy-first approach designed to give you more options, better pricing, and smoother closings.
This is mortgage lending built around you — not the lender.
Most borrowers only see what one lender can offer.
Here, your loan is compared across 240+ approved wholesale and correspondent lenders.
That means:
→ Competitive, market-driven pricing
→ More flexibility for complex situations
→ Better lender matching based on your goals
→ No “one-size-fits-all” underwriting
→ More ways to say yes, even when other lenders say no
Your loan is shopped, structured, and executed strategically — not guessed.
Borrowers can receive instant, scenario-based rate quotes directly through the Home Loans Network platform.
These are not generic teaser rates.
Your quote is based on:
→ Property type and location
→ Credit and income profile
→ Occupancy and loan purpose
→ Real-time pricing from multiple lenders
You get clarity before you apply — and confidence moving forward.
Speed matters — but smart speed matters more.
By combining advanced technology with lender-specific execution knowledge, your loan benefits from:
→ Correct lender placement from day one
→ Fewer underwriting surprises
→ Reduced conditions and delays
→ Cleaner files
→ Predictable, on-time closings
This is how deals close smoothly — even in competitive markets.
With 240+ lenders, solutions can be structured for:
→ First-time homebuyers
→ Move-up and repeat buyers
→ Self-employed borrowers & business owners
→ Buyers with layered or complex income
→ Real estate investors
→ Buyers using down-payment assistance
→ ITIN borrowers
→ Foreign national buyers
If your situation is unique, this is where this model excels.
Below is a comprehensive list of loan types available across the mortgage and real estate market. If a loan exists, it is likely represented here.
→ Conventional (conforming & non-conforming)
→ Fixed-rate (10–40 year)
→ Adjustable-rate mortgages (ARM)
→ FHA loans (203b, 203k Standard & Limited)
→ VA loans & VA IRRRL
→ USDA loans
→ Jumbo & high-balance loans
→ First-time homebuyer loans
→ Low-down-payment & zero-down loans
→ Buydowns & assumable mortgages
→ Rate-and-term refinance
→ Cash-out refinance
→ FHA / VA / USDA streamline refinances
→ Non-QM loans
→ Bank statement loans
→ Profit & Loss (P&L) loans
→ Asset-based & asset-depletion loans
→ 1099 income loans
→ Low-doc / no-doc programs (where permitted)
→ DSCR loans
→ Buy-and-hold loans
→ Short-term & long-term rental loans
→ Portfolio & blanket loans
→ Investor jumbo loans
→ Fix-and-flip loans
→ Bridge loans
→ Hard money & private money loans
→ Rehab loans
→ Construction-to-perm loans
→ Ground-up construction loans
→ Spec & custom home construction
→ Builder & developer loans
→ Lot + construction loans
→ ITIN loans
→ Foreign national loans
→ Visa holder loans
→ Trust & LLC loans
→ Vacant land & vacant lot loans
→ Raw & improved land
→ Farm & ranch loans
→ Manufactured & modular homes
→ Mixed-use & non-warrantable condos
→ 2–4 unit & multifamily properties
→ Commercial real estate loans
→ Multifamily commercial loans
→ Office, retail, industrial, hospitality
→ SBA 7(a), SBA 504, SBA Express
→ Business term loans & lines of credit
→ HELOCs
→ Fixed-rate home equity loans
→ Second mortgages & piggyback loans
→ Reverse mortgages (HECM)
→ HECM for purchase
→ Proprietary & jumbo reverse loans
→ Seller financing
→ Lease-to-own
→ Shared equity programs
→ Home Equity Investment (HEI)
→ Private capital solutions
→ State & local DPA programs
→ Grants & forgivable seconds
→ Deferred payment assistance
→ Employer-assisted housing
And more…
New loan structures, portfolio products, and private programs continue to enter the market. If there’s a way to finance it, there’s likely a solution.
Every loan is structured intentionally to reduce risk, delays, and future limitations.
Underwriting experience means potential problems are addressed before they slow your deal.
Clean approvals, fast execution, and credibility help your offer stand out.
Your mortgage is aligned with future goals — refinancing, investing, or upgrading later.
With 240+ lenders, there is always another path forward if your situation changes.
Partnering with Ebonie Beaco of Home Loans Network means:
→ 240+ lender access
→ More loan options
→ Better pricing through competition
→ Faster, cleaner closings
→ Solutions for complex scenarios
→ A mortgage strategy built around you
This is The Mortgage Supermarket — and it’s designed to give borrowers clarity, control, and confidence.
Whether you’re buying, refinancing, investing, or just need clarity — let’s start with a conversation.
👉 Compare Rates. Choose Your Rate. Close at Your Rate.
👉 Lower Rates. Faster Closings. We Dare You to Compare.
Partner with Ebonie Beaco of Home Loans Network — and put 240+ lenders to work for you.
Home Loans Network is a marketing brand of Ebonie Beaco, a licensed Senior Mortgage Loan Originator.
Mortgage services are provided through Loan Factory, Inc. | NMLS #320841, an Equal Housing Lender.
Ebonie Beaco | NMLS #2389954
Licensed in:AL, AR, GA, IL, IN, KY, MI, MO, VA
Any referral to Ebonie Beaco or Home Loans Network is made without expectation of compensation, referral fees, or anything of value in exchange for the referral.
Referral partners do not receive payment, incentives, or other consideration for referring clients, in full compliance with the Real Estate Settlement Procedures Act (RESPA).
Clients are not required to use Home Loans Network or Loan Factory, Inc. and are free to select any lender or mortgage provider of their choice.
Loan terms, rates, and program availability are subject to borrower qualification, underwriting approval, and property eligibility. Not all loan programs are available in all states.
Licensing information is available at NMLSConsumerAccess.org.
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