Financing up to $5,000,000 for High-Value Properties

Super Jumbo Mortgage Loans for Luxury Homes & Mansions

Luxury real estate requires a different level of financing strategy. Super Jumbo mortgage loans are designed for high-net-worth homebuyers and homeowners purchasing or refinancing luxury homes, estates, and mansions that exceed conventional and standard jumbo loan limits.

Whether you are buying a waterfront estate in Florida, a luxury high-rise or historic mansion in Illinois, a hillside property in California, or a gated estate in Atlanta, Super Jumbo financing provides access to higher loan amounts with flexible underwriting tailored to complex financial profiles.

Who Super Jumbo Mortgages Are Designed For

Super Jumbo loans are ideal for buyers and homeowners who are purchasing or refinancing:

  • Luxury primary residences
  • Second homes and vacation properties
  • High-value investment properties
  • Estates, mansions, and custom luxury builds

These programs may be available to U.S. citizens, permanent residents, and non-permanent residents, depending on qualifications.

Eligible Property Types

Super Jumbo mortgage programs can be used for:

  • Single-family luxury homes
  • Condos and luxury high-rise units
  • Planned Unit Developments (PUDs)
  • High-value properties in premium zip codes

Financing Built for High-Income & Asset-Based Borrowers

Luxury buyers often have unique income structures that don’t fit traditional loan boxes. Super Jumbo loans can accommodate borrowers with:

  • High incomes
  • Significant assets
  • Multiple properties
  • Business ownership or investment portfolios

Each loan is reviewed individually to ensure the financing aligns with your overall financial goals, long-term wealth strategy, and real estate plans.

Serving Luxury Markets Nationwide

We work with buyers and homeowners across major luxury markets, including:

  • California luxury homes and mansions
  • Chicago luxury real estate and high-end condos
  • Florida waterfront estates and vacation homes
  • Atlanta luxury homes, gated communities, and estates

If you are purchasing or refinancing a luxury property and need financing beyond standard loan limits, understanding your Super Jumbo mortgage options early can help you move quickly and confidently in competitive markets.

Let’s Talk About Your Luxury Financing Goals

If you’re exploring jumbo or super jumbo mortgage options for a luxury home or estate, personalized guidance matters.

Ebonie Beaco
Senior Loan Officer & Mortgage Strategist
NMLS #2389954
📞 312-392-0664
🌐 www.HomeLoansNetwork.com

Mortgage services provided through Loan Factory, Inc. | NMLS #320841 | Equal Housing Lender